Rates
Let your money do the work for you with great rates.
Let your money do the work for you with great rates.
There's more to a credit union than just banking.
We know that strong financial literacy is key to making informed decisions about money.
We offer industry leading business account rates.
Connect with our Business Banking team
Located at 45 King Street East in Hamilton.
Meet our Wealth Team
Our wealth advisors are here to provide expert guidance and support.
We know that strong financial literacy is key to making informed decisions about money.
We know that strong financial literacy is key to making informed decisions about money.
Or earn 3.40%* on a 14-month GIC. Non-redeemable. Available for registered and non-registered accounts.
Open by booking a virtual appointment with our Member Solutions Team.
Enjoy the peace of mind of a guaranteed return—with the freedom to cash out after 90 days if your plans change.
Available for registered accounts only.
Open by booking a virtual appointment with our Member Solutions Team.
LONG TERM NON-REDEEMABLE GICS* | Rate |
---|---|
1 Year |
3.00
|
2 Year |
3.15
|
3 Year |
3.15
|
4 Year |
3.15
|
5 Year |
3.30
|
SHORT-TERM NON-REDEEMABLE GICS* | Rate |
---|---|
90-179 Days |
2.60
|
180 - 269 Days |
2.60
|
270 - 364 Days |
2.75
|
LONG-TERM REDEEMABLE GICS* | Rate |
---|---|
1 Year |
2.50
|
2 Year |
2.65
|
3 Year |
2.65
|
4 Year |
2.65
|
5 Year |
2.80
|
SHORT-TERM REDEEMABLE GICS* | Rate |
---|---|
90 - 179 Days |
2.10
|
180 - 269 Days |
2.10
|
270 - 364 Days |
2.25
|
5-YEAR ACCELERATOR GIC* | Rate |
---|---|
Year 1 |
3.00
|
Year 2 |
3.10
|
Year 3 |
3.15
|
Year 4 |
4.00
|
Year 5 |
4.50
|
U.S. DOLLAR SHORT TERM GIC* | Rate |
---|---|
30 - 59 Days |
2.90
|
60 - 89 Days |
3.20
|
90 - 179 Days |
3.50
|
180 - 269 Days |
3.55
|
270 - 364 |
3.60
|
24-MONTH ESCALATOR GIC* | Rate |
---|---|
Months 1 - 8 |
3.00
|
Months 9 - 16 |
3.50
|
Months 17 - 24 |
4.00
|
Effective Yield |
3.50
|
*Rates are subject to change at any time. Conditions apply.
Investing doesn’t have to be complicated. Choose how you want to start growing your wealth.
Are you buying a home, renovating or refinancing? Find the right mortgage for you.
Put extra dollars back into your wallet with no annual fee.
Privacy and security • Legal • Accessibility statement • Market Conduct Code • View all online policies • Site map
FirstOntario Credit Union © Copyright 2025