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Let your money do the work for you with great rates.
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There's more to a credit union than just banking.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Business
Rates
We offer industry leading business account rates.
Contact Us
Connect with our Business Banking team
Introducing our Small Business Centre
Located at 1 James Street South in Hamilton.
Investments
Our Team
Meet our Wealth Team
Contact Us
Our wealth advisors are here to provide expert guidance and support.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Insurance
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Personal Loans
You need money and we have options
Get a personal loan with FirstOntario
It’s tough to figure out the best way to borrow money. The good news is we’re here to guide you through the process. We can help you figure out your needs, what kind of payments you can handle and your best borrowing options.
We’re happy to walk you through the process of applying for a secured loan in one of our branches, or our Member Solutions Team can take care of everything for you over the phone. If you're looking for an unsecured loan, you can submit an application online.
Learn more about personal loans
WHY GET A PERSONAL LOAN?
INTEREST RATES
CALCULATOR
Consider a personal loan with us if you need the funds for
- A car
- Big purchase like a renovation or unexpected expense
- RRSP contributions
- Investments
- Debt consolidation
Our personal loans offer
Even greater rates
You can opt to secure your loan for an even lower interest rate.
The right rates
Choose a fixed rate or variable rate.
Repayment choices
Flexible repayment options, including early repayment without penalty.
Payment flexibility
Schedule your payments monthly, bi-weekly or weekly.
Peace of mind
Protect yourself with optional life, disability or critical illness insurance.
Apply for an unsecured loan online
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Looking for a secured loan? Contact our Member Solutions Team
*APR. Rates are subject to change at any time.
Line of Credit
Borrow what you need, pay the interest monthly and the balance when you’re ready.
Cash Back Visa Credit Card ❐
Put extra dollars back into your wallet with no annual fee.
TFSA
Grow your savings tax-free with a Tax-Free Savings Account.
Personal Products and Services
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