Skip to main content
GPS Pin
Join US
Couple Browsing GIC Specials on Laptop

GIC Interest Rates

  • Rates
  • GIC Interest Rates

Featured Offers

Boost your registered savings with 4.25%* on a 4-Month GIC

Open by calling our Member Service Centre or visiting your local branch.

Non-redeemable. Available for registered accounts, excluding RESPs, on new deposits only.

CONTACT US

Earn 3.80%* on a 18-Month GIC

Open by calling our Member Service Centre.

Non-redeemable. Available for registered and non-registered accounts.

Contact Us

A market-linked GIC offers the potential for higher returns

Up your game with a product that can provide market returns but is secure and simple for your peace of mind. Our market-linked GICs offer 100% principal protection and the potential for higher returns.

Learn more
 
 
 

View GIC rates

List of rates for LONG TERM NON-REDEEMABLE GICS*
LONG TERM NON-REDEEMABLE GICS* Rate
1 Year
3.40
2 Year
3.50
3 Year
3.50
4 Year
3.40
5 Year
3.45
List of rates for SHORT-TERM NON-REDEEMABLE GICS*
SHORT-TERM NON-REDEEMABLE GICS* Rate
90-179 Days
3.10
180 - 269 Days
3.15
270 - 364 Days
3.25
List of rates for LONG-TERM REDEEMABLE GICS*
LONG-TERM REDEEMABLE GICS* Rate
1 Year
2.90
2 Year
3.00
3 Year
3.00
4 Year
2.90
5 Year
2.95
List of rates for SHORT-TERM REDEEMABLE GICS*
SHORT-TERM REDEEMABLE GICS* Rate
90 - 179 Days
2.60
180 - 269 Days
2.65
270 - 364 Days
2.75
List of rates for 5-YEAR ACCELERATOR GIC*
5-YEAR ACCELERATOR GIC* Rate
Year 1
3.40
Year 2
3.40
Year 3
3.35
Year 4
3.35
Year 5
4.00
List of rates for U.S. DOLLAR SHORT TERM GIC*
U.S. DOLLAR SHORT TERM GIC* Rate
30 - 59 Days
0.80
60 - 89 Days
1.30
90 - 179 Days
2.20
180 - 269 Days
2.25
270 - 364
2.45
List of rates for 24-MONTH ESCALATOR GIC*
24-MONTH ESCALATOR GIC* Rate
Months 1 - 8
3.25
Months 9 - 16
3.45
Months 17 - 24
3.50
Effective Yield
3.40
 

*Rates are subject to change at any time. Conditions apply.

 
 

Take a look at...

 

Wealth

Investing doesn’t have to be complicated. Choose how you want to start growing your wealth.

​Mortgages

Are you buying a home, renovating or refinancing? Find the right mortgage for you.

​Cash Back Visa Credit Card ​❐

Put extra dollars back into your wallet with no annual fee.

 
 


Personal Products and Services

Personal accounts

Credit cards

Borrowing

Investing and saving

Insurance


Help

Help and support

Contact

Review a branch

Feedback

Financial Literacy

Calculators


Online banking

Log in

 
 
 
 
 

​​​FirstOntario Credit Union logo​​

 
 
FSRA logo, opens in a new tab
 

Online policies  •  Privacy  •  Internet Security  •  Legal  •  Accessibility Statement  •  Market Conduct Code  •  Site Map

​FirstOntario Credit Union © Copyright 2024