Rates
Let your money do the work for you with great rates.
Skip to main content
Personal
Become a Member
There's more to a credit union than just banking.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Business
Rates
We offer industry leading business account rates.
Contact Us
Connect with our Business Banking team
Introducing our Small Business Centre
Located at 1 James Street South in Hamilton.
Investments
Our Team
Meet our Wealth Team
Contact Us
Our wealth advisors are here to provide expert guidance and support.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Insurance
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Get a guaranteed rate of return up to 4.25% with a GIC
Personal Banking Products and Financial Services
Bank your way
Learn more about our products and find the best way to bank for you.
Simplify your finances with a 0% balance transfer
Save more today.
Tap and go with mobile wallet
Enjoy the convenience of Apple Pay, Google Pay™ or Samsung Pay.
Protect yourself online
Be aware of cyber scams and learn how to avoid them.
Current Interest Rates*
18-Month GIC*
First Home Savings Account (FHSA)*
5-Year Non-Redeemable GIC*
*Rates are subject to change. Conditions apply.
* Rates are subject to change. Conditions apply.
Personal Products and Services
Online banking
Online policies • Privacy • Internet Security • Legal • Accessibility Statement • Market Conduct Code • Site Map
FirstOntario Credit Union © Copyright 2025