National Day for Truth and Reconciliation closure

Our branches will be closed on Wednesday, September 30 to observe the National Day for Truth and Reconciliation. Our Member Service Centre, Member Solutions Team and Personal Assisted Teller services will be available from 8 a.m. to 5 p.m. should you need anything.

Personal
Business
Wealth

Earn up to 4.35%* with a GIC

A guaranteed way to earn more.

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Digital upgrades are coming in November. Please ensure your contact information is up to date. Learn more

Bank your way

Learn more about our products and find the best way to bank for you.

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Woman in pink shirt jumping for joy after earning a cash bonus with FirstOntario Investments.

Earn up to $2,000† cash

Transfer-in $10,000 or more and you can earn BIG.

Earn Flex Rewards points on every purchase.

Rewards for everyday life

Earn up to 35,000 bonus Flex Rewards points on everyday purchases.§

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Student accounts with amazing benefits

Unlock up to $500 or more in cash rewards from FirstOntario** and Qtrade Direct Investing®‡.

Take advantage of our featured rates

13-month FlexSavings Cashable GIC

3.20%

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First Home Savings Account (FHSA)

3.20%

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54‑month non‑redeemable GIC

4.35%

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Join FirstOntario and enjoy a better banking experience — for all the right reasons.

  • We value our relationship with our members — that’s the credit union difference.
  • Enjoy competitive rates and a human approach to banking.
  • Bank the way that works for you with thousands of surcharge-free ATMs, in-branch and online services, or over the phone.
  • Our profits are reinvested back into the communities we serve.
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Terms and conditions

* Rates are subject to change. Conditions apply.

† Terms and conditions apply. Visit the Transfer-in Cash Bonus Promotion page for more details.

§ Terms and conditions apply. Visit the Collabria website for more details.

** View the Qtrade Bundle Offer terms and conditions for more details.

‡ View the Qtrade Direct Investing incentive details. Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth. Qtrade Direct Investing and Aviso Wealth are divisions of Aviso Financial Inc.