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FirstOntario Investment Shares

Earn a competitive rate with annual dividend distributions

From time to time, FirstOntario offers a limited Series of Class B Investment Shares to the membership. Besides offering an exclusive opportunity to earn a highly competitive annual dividend rate, it’s a uniquely credit-union-way members can invest directly in the long-term growth and success of our credit union.

Investment Shares appeal to a wide range of investors for returns that are potentially better than long-term GICs, but without the market ups and downs. They can be a great addition to a well-diversified investment portfolio and as such, past Investment Share offerings have sold out quickly.

Learn about our Investment Shares

Class B Investment Shares at a glance

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1 share is $1

Each Series specifies a minimum and maximum purchase amount.

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5-year preferred rate*

The opportunity to earn a highly competitive rate with annual dividend distributions.

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Flexible options

Available as registered (TFSA, RRSP, RRIF) and non-registered investments.

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Available to all

Both personal and business members (18+) can hold Investment Shares.

Historical Returns

During an extended period of historically low interest rates, the following annual dividend rates were paid on all outstanding series of FirstOntario Class B Investment Shares:

2022 Annual Dividend Rate

4.055

2021 Annual Dividend Rate

3.60

2020 Annual Dividend Rate

3.90

2016-2019 Annual Dividend Rate

4.05

The target annual dividend rate for the new 2023 Investment Shares Series is 6.00%*.

Past payment of dividends in no way predicts future ability to pay dividends at all, or at the target rate.

Building on a Strong Foundation

When considering Class B Investment Shares for your investment portfolio, you’re investing directly in our continued success and growth. We want you to be well-informed and confident about investing in FirstOntario Credit Union.

Here are some highlights of our growth and financial performance in recent years:

2022

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$6.3 Billion
Assets Under Management

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$30.3 Million
Net Income

2021

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$5.9 Billion
Assets Under Management

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$58.5 Million
Net Income

2020

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$5.7 Billion
Assets Under Management

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$24.8 Million
Net Income

Past performance does not indicate or guarantee future performance.

For an in-depth look at our financial performance plus our member and community impact success, check out our Annual Reports.

If you’re interested in Investment Shares, we invite you to get in touch

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*Dividend rates and payments are not guaranteed. Dividends may not be paid or may not be paid at the target rate; however, FirstOntario Credit Union has historically always paid a dividend on its previous Series of Investment Shares. Past payment of dividends in no way predicts future ability to pay dividends at all, or at the target rate. These shares are only available by obtaining an offering statement detailing all the terms, conditions, and risks of this investment.