Rates
Let your money do the work for you with great rates.
Skip to main content
Personal
Become a Member
There's more to a credit union than just banking.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Business
Rates
We offer industry leading business account rates.
Contact Us
Connect with our Business Banking team
Introducing our Small Business Centre
Located at 1 James Street South in Hamilton.
Wealth
Our Team
Meet our Wealth Team
Contact Us
Our wealth advisors are here to provide expert guidance and support.
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Insurance
Financial Literacy
We know that strong financial literacy is key to making informed decisions about money.
Apply for the FirstOntario 1Awards by March 31!
Upcoming scheduled maintenance for mobile wallet
Please be advised that Interac will be performing scheduled maintenance beginning Tuesday, March 25 from 11 p.m. until 2 a.m. on March 26. During that time, Interac Debit transactions will not be available through mobile wallet services. Thank you for your patience.
Personal Banking Products and Financial Services
Bank your way
Learn more about our products and find the best way to bank for you.
Earn up to 10,000 Welcome Points
Plus, receive a $120 annual fee rebate when you're approved for one of our eligible credit cards.
FirstOntario Education Awards
Get recognized with financial rewards for your achievements.
Fraud Prevention Month 2025
How to stay safe from recovery scams.
Current Interest Rates*
18-Month GIC*
First Home Savings Account (FHSA)*
5-Year Non-Redeemable GIC*
*Rates are subject to change. Conditions apply.
* Rates are subject to change. Conditions apply.
Personal Products and Services
Online banking
Online policies • Privacy • Internet Security • Legal • Accessibility Statement • Market Conduct Code • Site Map
FirstOntario Credit Union © Copyright 2025