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Security is everyone's responsibility
Protect yourself from scams
At FirstOntario, your safety is our top priority. As scams and fraud tactics evolve, staying informed is the best defense. We’re here to provide practical tips and real-life examples to help you recognize criminal activity before it happens.
Be smart: sending money safely
Transferring money online has become an easy, convenient and secure way to get funds from point A to point B. But users should be weary of potential scams and risks. Here are few examples to keep in mind when sending money electronically.
Online marketplaces
Fraudsters sell items on platforms like Facebook or Kijiji, ask for payment in advance and never deliver the product.
Best practices: Meet the seller in a public place and don’t send money until you have the item. Also look for seller reviews if they are available.
Rental scams
Fraudsters posing as landlords ask for deposit via money transfer before the renter sees the property. After the deposit is sent, the unsuspecting victim learns there was no landlord and no rental property.
Best practices: Avoid anyone who won’t meet in person and never commit without confirming the legitimacy of the address.
Romance scams
After some time, fraudsters who’ve gained trust as a potential love interest ask for money to travel or help with an emergency. Once the funds are transferred, the romance is over and the money is gone.
Best practices: Be cautious when someone you’ve known for a short time asks for money – especially if you’ve never met in person.
Remember!
Interac e-Transfers cannot be reversed once funds have been deposited. Only send money to people you trust and always use strong security questions and answers. For added security, set up Autodeposit. At times fraudulent transfers are sent to unsuspecting victims, if you receive an unexpected e-Transfer don't respond or click any links.
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How you can protect yourself
Don’t be an easy target. Take steps to make sure you don’t fall victim to a scam.
Please Note: FirstOntario Credit Union has provided this information as high level guidance only. If you require additional information regarding frauds and scams please visit the Canadian Anti Fraud Centre.
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